If you’re like many people, you don’t have thousands of dollars in cash for elective surgery. Credit cards remain an option, but you’ll be tying up your available credit, so a monthly payment plan (like your house or car payment) might be a better option.
Of course, you can always save up for the procedure, but that can mean waiting months or years to get the change you want now. Once you’re mentally prepared to have a procedure, it’s hard to wait! Plus, who doesn’t want to enjoy the benefits of a new look now?
Remember: Safety First
Financing your procedure is a better choice than buying surgery with price as the primary factor; your safety and results depend on a qualified surgeon. So while plastic surgery can be expensive, you don’t want a surgeon cutting corners on your cosmetic surgery in San Diego or anywhere. Do your research and don’t opt for surgery unless you can verify the certifications of the surgeon and anesthesiologist, as well as the accreditation of the facility.
Financing for Cosmetic Surgery
It doesn’t matter whether you’re seeking breast augmentation or a complete mommy makeover. Financing is often available for any surgical procedure. The reason plastic surgery financing is attractive is because the interest rates are typically lower than credit cards. Depending on your credit history, your rate can be as low as 6%. Some programs are even interest-free. Comparatively, credit card rates are often 15–18%.
Financing works best when you plan for it. The more money you can put down, the better interest rate you may find for your loan. The finance period can be anywhere from 6 to 60 months, and your monthly payment can be as low as $100–$200. Financing therefore makes San Diego plastic surgery affordable for most people.
Easy Payment Calculator
The financing page on our website has a handy payment calculator that gives you an idea what your monthly payment might be, given a few variables.
Why Financing at LJC Is Easier
Many cosmetic surgery centers now offer financing for patients who can’t pay the cost of plastic surgery up front. La Jolla Cosmetic Surgery Centre & Medical Spa (LJC) takes the concept one step further, actively guiding you to the best financing plan for your needs. Our staff help you through the process, step by step.
In addition, LJC makes the application process itself easier than ever. We provide a single, secure application for you to enter your information just once—even if you need to submit your information to an alternate lender.
Remember, your first step is a consultation with one of our board certified plastic surgeons. You can get ballpark estimates for plastic surgery costs on our website, but we’ll provide an exact quote during your free personal consultation.
So why wait? If you’ve been thinking about cosmetic surgery, schedule your free consultation to learn not only how to reach your aesthetic goals, but also how to pay for it. We will work with you to find a budget that makes sense for you.