La Jolla Cosmetic Surgery Centre & Medical Spa
9850 Genesee Ave Suite 130
La Jolla, CA 92037
Call: (858) 452-1981 Text: (858) 203-2944
Monday–Friday: 7:30 a.m.–6 p.m.
La Jolla Cosmetic Medical Spa - Carlsbad
7730 El Camino Real Suite C
Carlsbad, CA 92009
Call: (858) 788-7989 Text: (858) 203-2944
Monday–Friday: 8 a.m.–8 p.m.
Saturday: 9 a.m.–5 p.m.
Financing Options for Your Dream Look
Get Low Monthly Payments for Plastic Surgery & Medical Spa Procedures!
Regardless of whether you’ve stashed the cash for your procedure, or need a little help, our financing options are the guilt-free path to the look you’ve always wanted! With nearly 1 out of 3 patients choosing to finance their procedure, it’s clear our patients LOVE the low monthly payments.
Step 1: Estimate Your Monthly Payment
Wondering what kind of monthly payment options are available? While the programs and promotions from our lending partners are continually evolving, our calculator can provide you with a glimpse of the possibilities.
Payment is an estimate based on available data. For a payment quote, complete a full application with one of the preferred lenders linked below.
Not sure about your loan amount? Click here for our medical spa and cosmetic surgery prices. If your desired procedure is listed with a price range, or if you’re hoping to combine multiple procedures, request a free consultation for a custom quote.
Step 2: Get Ready to Apply
Financing a cosmetic procedure is more like opening a credit card than buying a house. Today, you can apply for financing online in just a matter of minutes. To make the process as quick and effortless as possible, follow these tips:
- Ensure your credit is in the best shape possible, and remove any credit freezes from your credit profile.
- Does your credit have blemishes? Consider a co-signer or someone applying on your behalf.
- Have a valid US government-issued ID ready.
- Calculate your annual combined household gross income (spouse, parents, or anyone who contributes to your household expenses).
If you need any assistance, our Patient Finance Specialist Kim is available at 858-228-2538 to provide expert support.
Step 3: Apply Online in Minutes
Our patients have the best success rate with our preferred financing partners. Try the quick application process that can be done from any device without worrying about negatively impacting your credit score.
Our Preferred Patient Financing Partners
Medical Spa Financing
Plastic Surgery Financing
We also collaborate with other lenders such as Care Credit and Alphaeon.
Plastic Surgery & Medical Spa Financing FAQ
Can I finance any plastic surgery or medical spa procedure?
Absolutely! Our financing options are available for any procedure you choose.
What are the interest rates for plastic surgery and medical spa financing?
Many of our patients qualify for NO INTEREST payment options. For those who prefer a lower monthly payment, an extended fixed interest plan over 36-60 months may be a great solution. Fixed interest rates usually range from 7.24% to 29.99%, depending on your credit score.
What is the maximum amount of financing available for plastic surgery?
Our current programs allow qualified patients to borrow up to $40,000 for plastic surgery procedures.
Are there any hidden fees associated with procedure financing?
There are no hidden fees when you finance your procedure. Our lending partners are required by law to clearly disclose all fees associated with your loan, and we’ve selected lenders with transparent lending terms and outstanding customer service.
Is there a penalty for paying off my plastic surgery financing early?
Our preferred partners do not charge a fee or penalty for paying off your loan ahead of schedule.
What credit score do I need to qualify for plastic surgery financing?
Today’s procedure financing programs consider more than just your credit score. Even patients with previous credit issues may be eligible for a convenient payment plan.
What if I get declined?
Don’t sweat it. Call our patient finance specialist to discuss options available to help you achieve the look you’ve always wanted. We have helped hundreds of patients get creative with their payment strategy in order to make their dreams a reality!